Privacy Policy

1. Scope and responsibility

Goods Arena operates DAILY 2K and is responsible for the personal information described in this Policy. We aim to process personal data in accordance with applicable Nigerian data-protection law and other legal obligations that apply to the service.

Telegram, Paystack, banks and other third-party services used with DAILY 2K may also process information under their own privacy terms.

2. Information we collect

Depending on how you use DAILY 2K, we may collect or generate:

• Telegram identity information, including your Telegram numeric user ID, username, first name and last name supplied through authenticated Telegram launch data.
• Profile information, including your DAILY 2K display name, full name, phone number, savings goal and notification preferences.
• Circle information, including invitations, membership, circle nickname/display name, contribution status, payout position, cycle history and circle-management activity.
• Payment and accounting information, including contribution amount, contribution date, transaction status, payment-provider reference, ledger entries, service fees, late fees, reversals, refunds and payout history.
• Payout-account information, including bank, account-name verification, recipient information and encrypted account information needed to administer a payout.
• Risk and support information, including late-payment, grace, strike, default, protection, emergency-review and support records.
• Technical and security information, including session identifiers, timestamps and security/audit logs necessary to protect the service.
• Legal acknowledgement records, including the version and time at which you accepted the Terms and acknowledged this Privacy Policy.

3. How we use information

We use personal information to authenticate members; create and maintain accounts; operate circles; record and verify contributions; maintain financial ledgers; calculate payout eligibility; verify payout recipients; process and reconcile authorized payouts; prevent duplicate transactions; administer grace/default rules; send requested service reminders; investigate protection or emergency cases; prevent fraud and abuse; provide customer support; comply with legal obligations; and maintain security and audit records.

Where processing is necessary to provide DAILY 2K, we may rely on the member agreement or other lawful bases available under applicable law. Where consent is the appropriate basis—for example, optional promotional messages—you may withdraw that consent prospectively.

4. Telegram

DAILY 2K uses signed Telegram Mini App launch information to authenticate a member rather than trusting an arbitrary username entered in the browser. Telegram usernames can change, so DAILY 2K uses an internal account identifier and Telegram numeric ID to preserve account continuity.

Your use of Telegram remains subject to Telegram's own terms and privacy practices.

5. Payments, Paystack and banks

DAILY 2K uses Paystack and financial institutions to verify or process approved payment and payout activity. Information required for a transaction may therefore be sent to Paystack or the relevant financial institution, including amount, reference, recipient or account-verification information.

DAILY 2K does not need your card PIN, card CVV, online-banking password or similar banking secret. Do not provide such credentials to a DAILY 2K member or support representative.

A client-side “success” screen alone is not treated as final accounting proof. Transactions may be independently verified with the payment provider before being credited or finalized.

6. When we share information

We may share information only where reasonably necessary with:

• Telegram for the Mini App and account interaction;
• Paystack, banks and payment partners for payment, recipient and payout processing;
• hosting, database, security and infrastructure providers supporting DAILY 2K;
• professional advisers, auditors or insurers where reasonably necessary;
• regulators, courts or law-enforcement authorities where disclosure is required or permitted by law; and
• other parties where needed to protect members, the platform or the integrity of a financial transaction.

Goods Arena does not sell DAILY 2K members' personal information to advertisers.

7. Information visible inside a circle

Members may see information reasonably needed to understand their circle, such as member display names or nicknames, contribution status, payout position and relevant circle health/status information. Ordinary circle members are not shown your full bank-account number or internal security records.

8. Optional communications

Operational messages needed to run your account or circle are separate from optional product news and promotional messages. Optional product updates are not required to create or use a DAILY 2K account, and new signups default to no optional promotional subscription unless the member chooses it.

9. Security

Goods Arena uses technical and organisational safeguards designed to protect personal information, including authenticated sessions, server-side transaction checks, access controls, audit records and encryption of payout-account information. No internet or financial system can be guaranteed completely secure. Members should protect their Telegram account and devices and report suspicious activity promptly.

10. Retention

We keep personal information for as long as reasonably necessary to provide DAILY 2K, maintain transaction and audit integrity, resolve disputes, prevent fraud, meet financial/accounting obligations and comply with law. Some ledger, payout, refund, risk and legal-acceptance records may therefore be retained after an account stops being actively used where their retention is necessary or required.

11. International processing

Some service providers may process information outside Nigeria. Where applicable, Goods Arena will use the legal basis and safeguards required for such transfers under applicable data-protection law.

12. Your privacy rights

Subject to applicable law and any lawful exceptions, you may request access to information held about you, correction of inaccurate information, deletion or restriction where appropriate, objection to certain processing, portability where applicable, or withdrawal of consent where processing depends on consent. You may also make a complaint to the appropriate Nigerian data-protection authority.

Send privacy requests to daily2k@thegoodsarena.com. We may need to verify your identity before fulfilling a request.

13. Eligibility

Do not use DAILY 2K if you are not legally able to enter the member arrangement that applies to the service. Goods Arena may introduce additional age or eligibility verification where required before broader rollout.

14. Changes to this Policy

We may update this Policy when the service, technology or legal requirements change. If a change materially affects member privacy, we will provide appropriate notice and, where required, obtain a fresh acknowledgement or consent before the change applies.